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No Deposit Mortgage: The 100% Mortgage Solution for First-Time Home Buyers

Dreaming of stepping onto the property ladder, but finding the steep deposit requirements a hurdle? We have good news! As your trusted mortgage broker, we can connect you to Skipton Building Society’s No Deposit Mortgage — a unique home ownership solution designed just for you.

Skipton’s groundbreaking 100% mortgage product is transforming the home ownership journey for first-time buyers. With this product, there’s no need for a deposit to secure your first home. Skipton merely requires a consistent track record of rent and household bill payments for at least 12 months within the past 18 months.

Let’s take a look at the eligibility criteria for this 100% Mortgage No Deposit product:

  • You’re a first-time buyer aged 21 or over.
  • You’ve had no missed payments on debts or credit commitments in the past 6 months.
  • You’re looking to borrow up to £600,000.
  • The people on your current rental agreement are the same ones applying for the mortgage (household-to-household criteria).
  • Your monthly mortgage payment will be equal to or less than your average rental cost over the past six months.

The Skipton No Deposit Mortgage is a standout 100% mortgage offering designed for individuals who have been consistent with their financial commitments but are finding it challenging to save for a deposit. And for those who have managed to save a deposit, even if it’s gifted, there are standard products that you may qualify for.

Remember, this No Deposit Mortgage could be a limited-time offering. So if you’re ready to make your home ownership dreams a reality, now is the perfect time to seize this 100% mortgage opportunity!

Don’t let this golden opportunity pass you by! Our team is ready to guide you through every step of your journey to home ownership. If you’re interested in learning more about Skipton Building Society’s 100% Mortgage No Deposit product or have any questions, don’t hesitate to reach out.

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Our key responsibly is to find the right deal for you. This involves searching the market for the most competitive mortgage rates and products, whilst considering your unique circumstances.

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