Finding the right mortgage for you.
We are a local mortgage broker based in North Wales and surrounding areas with brokers across the country, who look at your personal circumstances to provide valuable advice that's designed to suit you as well as a full range of lifestyle and income protection cover to protect you from the unexpected.
Our advisers are experienced in all aspects of property-related lending including first time buying, homemovers, buy-to-let and many more.
Phone:
01745 404440
Advisers
Vanessa Shattock
CeMAP, Mortgage & protection advisor
Email:
[email protected]
North Wales opening hours
Monday : 8:30 am – 6:00 pm
Tuesday : 8:30 am – 6:00 pm
Wednesday : 8:30 am – 6:00 pm
Thursday : 8:30 am – 6:00 pm
Friday : 8:30 am – 6:00 pm
Saturday : 9:00 am – 5:00 pm

Vanessa Shattock
CeMAP, Mortgage & protection advisor
Vanessa is a skilled Mortgage and Protection Advisor with an impressive employment history as a qualified solicitor. She has worked for many years in private law firms working as a conveyancer as well as dealing with property law generally. She has also worked in the public sector working closely with/advising the planning department. Consequently, she knows how the whole world of property fits together.
Her experience and in-depth knowledge of law coupled with her knowledge and qualifications within the mortgage industry makes Vanessa a unique Mortgage Broker indeed and an asset to her clients and colleagues alike.
Vanessa always strives to provide the highest level of service and support to her clients. She understands that buying houses is one of the most significant investments anybody makes in their lifetime, as well as one of the most stressful. She has helped numerous clients turn their dreams of owning a home or expanding their property portfolio into a reality.
When Vanessa is not hard at work, she enjoys spending quality time with her family cherishing memories made with her loved ones. Vanessa is a keen equestrian and loves discovering new places to explore with her ex-racehorse. She also enjoys cooking and baking and likes trying new recipes to share with family, friends and colleagues.
Overall, Vanessa is a proactive, friendly, approachable person and is passionate about helping her clients achieve their homeownership goals. She takes great care to guide her clients through every step of the mortgage process making the complex process of securing a mortgage simple and stress-free for her clients.

Why Choose Expert Mortgages?
At Expert Mortgages, our commitment to exceptional customer service sets us apart. We take the time to carefully listen to your needs and help you find the right mortgage solution for your budget and circumstances. We won't pressure you into a deal that isn't the best fit. Instead, we'll be there to answer your questions and provide guidance every step of the way.
✔ Impartial Advice
We pride ourselves on offering unbiased advice tailored to your unique requirements. Whether you're buying a home or want to explore your current mortgage options, our team is here to help.
✔ Experience & Expertise
With years of industry experience and expertise, Expert Mortgages is the ideal choice for those seeking assistance with their mortgage. We'll support you through every step of the process, ensuring you get the home of your dreams.
✔ Fast and Responsive
We understand the stress of home shopping, which is why we work efficiently to secure the right deal for you, often within hours of receiving your details.
✔ Personal Service
When you choose Expert Mortgages, you'll be assigned a dedicated mortgage advisor who will guide you through your home buying journey. Together, we'll find the optimal mortgage solution to meet your needs.
"Expert Mortgages were recommended by a friend, and I am so pleased! Excellent service, efficient and knowledgeable. The mortgage brokers that Royston needed! Thanks so much for all of your help."
Jenna J.
"A lovely, helpful, and efficient team. Quick to answer all my queries. Highly recommend!"
Emma T.
Important information
Your home may be repossessed if you do not keep up repayments on your mortgage.
There may be a fee for mortgage advice. The actual amount you pay will depend upon your circumstances. The fee is up to 1%, but a typical fee is 0.3% of the amount borrowed.
We can help with:
First Time Buyers
First time buyers that have never owned a residential property and intends to live in it as their main residence. We can help.
Remortgaging
Need a new mortgage for your current home? Your current mortgage deal coming to the end? We can help.
Buy to let
Looking to start your Buy To Let portfolio or want support financing your existing one. We can help.
Moving home
Making that next house move and want to know what you can afford and the options available. We can help.
Mortgage tools, all in one place
Get a Mortgage in Principle to see how much a mortgage lender could lend to you, and use our helpful range of mortgage calculators to help understand how much you can afford.
Depending on your income and outgoings, you may typically borrow between 4 to 4.5 times your annual salary. Find out how much you can borrow with our affordability calculator.
We can work with you to determine your monthly repayments after you have an idea of how much you can borrow, making sure that you stay within your budget.
Get Mortgage Ready in 4 easy steps

1. Talk to us:
We'll go through an initial assessment to establish what you want, and the best way to help you.
2. Presentation:
We take you're requirements and personal circumstances and present you with the figures for your mortgage and protection.
3. Fact Find:
Working with you, we'll gather all information required to make any application and satisfy lender and FCA compliance requirement, such as ID, bank statements, and wage slips.
4. Progress:
We agree to proceed and take care of everything from here. Keeping you updated along the way.
We're here to help
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Our experts are here to help you.
Feel free to contact us and chat through your requirements.
Speak to an expert about your circumstances and lending needs.